Authorize.net
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Authorize.Net Weblink



Authorize.Net WebLink is a secure online payment-processing system that allows Internet-based businesses to authorize, process and manage credit card transactions directly from their Web site. There are no worries about the complicated software, hardware and expertise normally associated with enabling e-commerce.

WebLink works in one of two ways: It either captures the necessary customer information (name, credit card number, etc.) from a merchant's own secure transaction page, or it displays a customizable transaction page hosted on an Authorize.Net secure server, for the customer to fill out.

The customer's information is encrypted using 40- or 128-bit Secure Socket Layer technology and sent to an Authorize.Net transaction server. The server sends the data through the authorization network to the appropriate card issuer's bank, using a secure, proprietary connection. When the authorization process is complete -- this takes around five seconds -- the customer receives an approval or decline response and the Authorize.Net server stores the transaction. Transactions are automatically settled each day and are funded within two to three business days.

Merchants can check the status of transactions or run reports on past activity by going to the Authorize.Net Web site and logging on to their own password-protected Authorize.Net site. And online businesses can use the Authorize.Net Virtual Terminal to enter payment information manually if customers prefer to call in their credit card information.

Linking a merchant's Web site to the Authorize.Net WebLink system is simple. The merchant's Web site designer or developer simply inserts a few lines of HTML code (which we provide) onto the transaction page. Authorize.Net supports most available shopping cart software , so it integrates easily with most e-commerce solutions.

Below is an example of the basic code that must be implemented to link to WebLink:
<form action=3D"https://secure.authorize.net/gateway/transact.dll">
<input type=3D"hidden" name=3D"x_login" value=3D"MyLoginID">
<input type=3D"hidden" name=3D"x_version" value=3D"3.0">
<input type=3D"hidden" name=3D"x_show_form" value=3D"payment_form">
<input type=3D"hidden" name=3D"x_amount" value=3D"1.00">
<input type=3D"submit" value=3D"Click Here to Continue">
</form>



  1. Consumer places an order with the merchant through any number of sales channels: Web Site, Call Center, Retail, Wireless or Broadband.
  2. Authorize.Net detects an order has been placed, securely encrypts and forwards the Authorization Request to the Consumer's Credit Card Issuer to verify the consumer's credit card account and funds availability.
  3. The Authorization (or Decline) Response is returned via Authorize.Net to the Merchant. Round trip this process averages less than 3 seconds.
  4. Upon approval, the Merchant fulfills the consumer's order.
  5. Authorize.Net sends the settlement request to the Merchant Account Provider.
  6. The Merchant Account Provider deposits transaction funds into the Merchant's Checking Account.

Authorize.Net Virtual Terminal



The Authorize.Net Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software, and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales.

Virtual Terminal suits businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions. It's also much faster than standard dial-up authorization systems.

Businesses with an Authorize.Net account simply access the Virtual Terminal through our Web site using any Web browser. After logging into their Authorize.Net account using a unique user ID and a password, merchants can access the complete range of Authorize.Net services -- authorizations for purchases, credits and returns, status and activity reports, and much more.

To authorize credit card transactions, the merchant completes an electronic form that provides the Authorize.Net system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128-bit Secure Socket Layer (SSL) 3.0 technology and is sent to an Authorize.Net host server. The server then sends the data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection. When the process is complete -- this takes around three seconds -- the merchant receives an authorization number, and the Authorize.Net server stores the transaction. Transactions are automatically settled each day and are funded within two to three business days.

Merchants can also check the status of transactions and run a variety of reports right from the Authorize.Net On-line Interface.

Authorize.Net's eCheck.Net is a payment solution that enables online and traditional merchants to accept and process electronic check payments directly from their Web site's storefront or through the Authorize.NetT Virtual Terminal. By accepting electronic checks, merchants are able to expand the payment options available to their customers and potentially increase their sales.

With eCheck.Net, customers pay for products or services with an electronic check by selecting the electronic check option and entering the requested bank account information. eCheck.Net encrypts the data using Secure Socket Layer (SSL) 3.0 encryption technology, and transmits it to the secure Authorize.Net transaction server for posting. At settlement time, the Authorize.Net system initiates a debit to the consumer's checking account via the Automated Clearing House (ACH) and then transfers collected funds to the merchant's account. The eCheck.Net system notifies merchants of failed debit attempts, including "Not Sufficient Funds" returns.


echeck.net



eCheck.Net is an ideal solution for businesses that periodically bill their customers or do not have a commerce-enabled website. Health clubs, tanning salons, subscription services, ISPs, membership companies and health care practitioners are all examples of the types of businesses that would benefit from the eCheck.Net service.

Benefits of the eCheck.Net service:
  1. Acceptance of electronic check transactions can reduce payment processing costs to merchants.
  2. Merchants can easily expand the payment options available to their customers at the point of sale which could potentially increase overall sales.
  3. All eCheck.Net transactions are automatically settled each day.

Apply Now to receive your instant Authorize.Net merchant account and gateway.

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